Earlier this week, a first-time homebuyer called me for an insurance quote. After I asked him the questions necessary to prepare his proposal, I asked if he had any questions for me. He did have one and asked, "What questions would you recommend that I ask other agents that I talk to?” I thought that was a great question - one that is worth answering for others as well.
Choosing an agent to develop a relationship with is an important decision. Most insurance consumers rely heavily on their agent for insurance knowledge and advice and to be there for them when they need help. Unfortunately, too often the only question insurance consumer actually ask prospective agents is how much the premium will be. While it’s certainly important to find an affordable insurance price, there are many other relevant questions to ask before hiring your personal insurance agent. So I’ve put together a list of interview questions that I hope you will find helpful.
Questions to ask your prospective new agent:
As you can see, the insurance agent hiring decision is about much more than just bottom line on each quote you are provided. Rates will change over time, but a good agent will see you through life’s changes, while the wrong agent may not deliver on your expectations. I hope this list of questions is helpful in your interview process. By the way, I plan to provide my own personal answers to these questions in a future post; so stay tuned.
Ken Cobb is owner of Pine Country Insurance and has been active in the insurance industry for over 15 years. Meet Ken.
Coverage descriptions found in this blog are summaries provided for general educational purposes and cannot fully detail the terms, conditions, limitations or exclusions of a specific insurance policy. Please read your policy carefully.