IMT provides value-driven Home & Auto bundles. For homes built in the last 50 years, they offer their signature GEM policy, which adds a variety of coverage features and enhancements to stand out from the average Homeowners policy. On their Auto policy, they add value with Identity Recovery, New Car Replacement coverage, coverage for a rental car during your claim, pet injury coverage and more. IMT also insures off road and recreational vehicles and watercraft, and they offer Personal Umbrella liability protection.
Headquartered in West Des Moines, Iowa, IMT's motto is "Be Worry Free with IMT". They write insurance products in Iowa, Minnesota and four other midwestern states. The IMT Group is rated "A" (Excellent) by AM Best, for its financial strength.
IMT was founded in 1883 in West Union, Iowa, then known as Iowa Mutual Tornado. IMT began by providing tornado insurance, growing to be the world's largest cooperative association in 1927. In the 1960s they began writing Homeowners and Auto insurance, shortening their name to IMT in 1970. They have a long and storied history of providing valuable insurance protection.