As I write this, I’m meeting with many Bemidji-area seniors who are losing their current Blue Cross, Medica or Health Partners Medicare plan. Many of these individuals are quite intelligent and have done quite a bit of research, yet almost all of them tell me how overwhelming and confusing it all is.
If you are needing to replace your current Medicare plan, there are a several things you need to consider in order to make a well-informed decision. But there’s so much confusing information out there, that it is hard to sort through it all to figure out what’s important. In addition, there is a lot of confusing terminology and many different types of plans with confusing names. It just doesn’t make a lot of sense to even a college-educated American.
So why is Medicare so confusing? I suppose it is because the system is designed by politicians. Any time you get a group of politicians that can’t agree on anything in a room, you’re going to end up with a complicated result - something that tries to satisfy everyone’s different agendas and ideas and jumbles them up into something resembling a plan.
Here’s some good news. Medicare insurance plans pay for agents to assist you. You can get the help of a professional, knowledgeable insurance agent for no additional money out of your pocket. (I explain this more here.)
Because Medicare is so confusing, it is very rewarding for me to be able to sit down with a Medicare beneficiary and explain things in a clear and simple way, so that he or she finally understand and can feel confident in the decision made.
To prepare to assist people with the transition this year, I have spent many, many hours certifying and studying the plans that are available. And given how many Medicare clients I’ve already met with, I’m quite “practiced up” on breaking down the key points that you need to know in choosing a new plan. If you live in the Bemidji area and would like help, give my office a call and we will set a time to meet.
More Medicare Resources:
View more info on our health insurance page >
Three Options if you are losing your Medicare plan >
How much does it cost to get help from a Medicare agent? >
Six quick questions to consider when choosing new Medicare coverage >
How to choose new Prescription Drug coverage >
Read my reviews on Facebook or Google
Contact me now for an appointment to sit down and discuss your options >
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About the Author
Agent Ken Cobb
Ken is the owner and principal agent at Pine Country Insurance in Bemidji. Active in the insurance industry since 2000,Ken uses his years of personal insurance knowledge and experience to assist clients in customizing insurance coverage to fit their needs. Ken considers himself a "farmer" rather than a "hunter"; rather than focusing on writing a lot of new policies as quickly as possible, he works on cultivating long term relationships based on trust with his clients. When writing new policies and meeting for annual reviews, Ken spends time with his clients explaining and helping them understand their insurance, and he is also pleased to share his knowledge with his blogging audience as well.
Ken Cobb is owner of Pine Country Insurance and has been active in the insurance industry for over 15 years. Meet Ken.
Coverage descriptions found in this blog are summaries provided for general educational purposes and cannot fully detail the terms, conditions, limitations or exclusions of a specific insurance policy. Please read your policy carefully.